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917 Camp Fire Circle

Panama City Beach, FL
$899,999
Welcome to a home that was never meant to be sold. Built in August 2025 as a t…
Welcome to a home that was never meant to be sold.
Built in August 2025 as a true forever home, this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life had other plans, offering a rare opportunity to own a nearly-new, highly upgraded home without the wait.
Here is the piece the public tax record does not show. The private 11' x 24' saltwater heated pool and its screened enclosure were a $120,000 post-purchase investment by the sellers, separate from the home purchase itself. At $899,999, this listing essentially reflects what the sellers are all-in on this property. A buyer here inherits the finished home, the finished pool, and a community with amenities officially open, without the appreciation premium or the 18-month wait of a new build.
Tucked on a premium cul-de-sac lot with the majority of street construction complete, the home offers peace, privacy, and permanence rarely found in newer communities. Backing to a natural wooded preserve with serene lake views beyond, there are no rear neighbors and a setting that feels both private and connected to nature.
The outdoor space has been fully transformed. The 11' x 24' saltwater heated pool features a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. An attached spa with waterfall and five jets adjoins the pool, all enclosed within a screened lanai for year-round use. The lanai is pre-plumbed for gas and ready for a future outdoor kitchen.
Inside, a multi-slide stacked glass door connects the great room to the lanai and pool. Tray ceilings elevate the foyer, great room, and primary suite. A bonus room with glass panel doors creates a functional work-from-home space. The kitchen features an oversized double-sided quartz island with abundant storage, custom cabinetry, ceramic tile backsplash, a suite of KitchenAid stainless appliances (36'' gas cooktop with hood, built-in microwave, and oven), and a Samsung Bespoke refrigerator.
The primary suite offers a spa-like bathroom with frameless glass shower, ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile carried throughout. Hard surface flooring runs throughout, with porcelain tile in all baths.
Additional features include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, a three-car garage with durable non-slip polyurea flooring, and a paver driveway.
Breakwater's amenities are officially open: resort pool with lap lanes, luxury clubhouse, fitness center, pickleball and tennis courts, outdoor fireplace, and playground. Four miles to the beach, shopping, dining, and entertainment. Ten miles to Northwest Florida Beaches International Airport.
The quality of new construction. The upgrades of a custom build. The ease of completely move-in ready. Without the wait.
Welcome to a home that was never meant to be sold. Built in August 2025 as a true forever home, this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life had other plans, offering a rare opportunity to own a nearly-new, highly upgraded home without the wait. Here is the piece the public tax record does not show. The private 11' x 24' saltwater heated pool and its screened enclosure were a $120,000 post-purchase investment by the sellers, separate from the home purchase itself. At $899,999, this listing essentially reflects what the sellers are all-in on this property. A buyer here inherits the finished home, the finished pool, and a community with amenities officially open, without the appreciation premium or the 18-month wait of a new build. Tucked on a premium cul-de-sac lot with the majority of street construction complete, the home offers peace, privacy, and permanence rarely found in newer communities. Backing to a natural wooded preserve with serene lake views beyond, there are no rear neighbors and a setting that feels both private and connected to nature. The outdoor space has been fully transformed. The 11' x 24' saltwater heated pool features a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. An attached spa with waterfall and five jets adjoins the pool, all enclosed within a screened lanai for year-round use. The lanai is pre-plumbed for gas and ready for a future outdoor kitchen. Inside, a multi-slide stacked glass door connects the great room to the lanai and pool. Tray ceilings elevate the foyer, great room, and primary suite. A bonus room with glass panel doors creates a functional work-from-home space. The kitchen features an oversized double-sided quartz island with abundant storage, custom cabinetry, ceramic tile backsplash, a suite of KitchenAid stainless appliances (36'' gas cooktop with hood, built-in microwave, and oven), and a Samsung Bespoke refrigerator. The primary suite offers a spa-like bathroom with frameless glass shower, ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile carried throughout. Hard surface flooring runs throughout, with porcelain tile in all baths. Additional features include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, a three-car garage with durable non-slip polyurea flooring, and a paver driveway. Breakwater's amenities are officially open: resort pool with lap lanes, luxury clubhouse, fitness center, pickleball and tennis courts, outdoor fireplace, and playground. Four miles to the beach, shopping, dining, and entertainment. Ten miles to Northwest Florida Beaches International Airport. The quality of new construction. The upgrades of a custom build. The ease of completely move-in ready. Without the wait.
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Interior
Bedroom
3 Beds
Bathroom
3 Baths
Full Bathrooms
2 Full Baths
Half Bathrooms
1
Appliances
Electric Oven, Gas Cooktop, Gas Water Heater, Tankless Water Heater
Other Interior Features
Main Level Primary, Smart Home, Shower Only
Exterior & Building
Garage Spaces
3.0
Utilities
Electricity Available, Underground Utilities
Pool
Gunite, In Ground, Screen Enclosure, Community, Private
Roof
Asphalt
Lot Features
Sprinkler System, Paved
Parking
Garage, Garage Door Opener
Heat Type
Central, Electric
Air Conditioning
Central Air, Ceiling Fan(s)
Sewer
Public Sewer
Substructure
Slab
HOA Amenities
Gated
Lot & Area
Status
For Sale
Open House
7/22/2026, 4:00 PM - 7:00 PM
Living Area
2,469 Sq.Ft.
Total Area
2,469 Sq.Ft.
Lot Size
7,187 Sq.Ft.
MLS® ID
787538
Type
Residential
Space Type
Single Family Home
Year Built
2025
Neighborhood
Bay County
Architecture Styles
Contemporary
View Description
Lake
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Finance
Sales Price
$899,999
Buyer Agency Compensation
2.5%
Real Estate Taxes
$1,355/yr

2025 Year Built

3 Bedrooms

3 Total Bathrooms

2,469 Sq.Ft. Living Space

7,187 Sq.Ft. Lot Size

3.0 Garage Spaces

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Ashley Meadows

EM

Ashley Meadows

Broker Associate | Realtor | 2024 Top Producer | 2024-2026 ALC | MRP

Broker Associate | Realtor | 2024 Top Producer | 2024-2026 ALC | MRP

Ashley Meadows is a Top Producer Broker Associate and Keller Williams Luxury agent with Keller Williams Success Realty in Panama City Beach. A licensed CPA (inactive), former VP of Commercial Credit Underwriting, and active real estate investor with more than a decade in the business, she serves buyers, sellers, and investors in the Gulf Coast market with the discipline of a financial professional and the heart of a trusted advisor.

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License# BK3342586

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